Who We Are

zarifyrvionx operates as an educational platform focused on business finance basics, serving the Australian market from our office at 17/24 Main St, Blacktown NSW 2148. We're committed to helping Australian businesses understand financial fundamentals while maintaining the highest standards of privacy protection.

This policy explains how we collect, use, store, and protect your personal information in compliance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). When you interact with our educational content, sign up for programs, or contact us, you're trusting us with your information — and we take that responsibility seriously.

Information We Collect

Personal Information You Provide

When you engage with our educational services, we collect information you voluntarily share with us:

• Contact details including your name, email address, phone number, and business address
• Business information such as company name, industry sector, and current financial challenges
• Educational preferences and areas of interest within business finance
• Communication records when you contact us via phone, email, or our website forms
• Program registration details and payment information for our educational courses

Information Collected Automatically

Our website automatically collects certain technical information to improve your experience:

• IP address and general location information (city and state level)
• Browser type, device information, and operating system details
• Pages visited, time spent on our site, and navigation patterns
• Referral sources and search terms used to find our content
• Cookie data and similar tracking technologies for site functionality

How We Use Your Information

We use your personal information for specific, legitimate purposes related to our educational mission. Your data helps us deliver better learning experiences and maintain our business operations effectively.

Educational Services

The primary use of your information relates to delivering our business finance education programs. We use your contact details to send course materials, schedule learning sessions, and provide ongoing support throughout your educational journey. Your business information helps us tailor content to your specific industry needs and challenges.

Communication and Support

We use your information to respond to inquiries, provide customer support, and send important updates about our programs. This includes sending confirmation emails, program reminders, and educational resources that align with your expressed interests.

Service Improvement

Website analytics and user feedback help us understand how people interact with our educational content. We analyze this information to improve our course materials, website functionality, and overall user experience. This data is typically aggregated and anonymized for analysis purposes.

Information Sharing and Disclosure

We maintain strict controls over how your information is shared. In most cases, your personal data stays within zarifyrvionx and is only accessed by team members who need it to provide your requested services.

Service Providers

We work with carefully selected service providers who help us deliver our educational programs. This includes payment processors for course fees, email service providers for program communications, and web hosting services for our online platform. These providers are contractually obligated to protect your information and can only use it for the specific services they provide to us.

Legal Requirements

We may disclose your information when required by Australian law, court orders, or regulatory authorities. This includes situations where disclosure is necessary to investigate suspected fraud, comply with tax obligations, or respond to valid legal requests from government agencies.

Business Transfers

In the unlikely event that zarifyrvionx is sold or merged with another organization, your personal information may be transferred as part of that transaction. Any acquiring organization would be bound by the same privacy commitments outlined in this policy.

Data Security and Protection

Protecting your personal information is fundamental to our operations. We've implemented multiple layers of security to safeguard your data from unauthorized access, misuse, and loss.

Technical Safeguards

Our website uses SSL encryption to protect data transmitted between your browser and our servers. Personal information is stored in secure databases with restricted access controls, regular security updates, and automated backup systems. We monitor our systems for potential security threats and respond quickly to any identified vulnerabilities.

Administrative Controls

Access to personal information is limited to authorized team members who need it for their job functions. All staff receive privacy training and are bound by confidentiality agreements. We maintain detailed logs of who accesses personal information and regularly review these access patterns.

Physical Security

Paper records containing personal information are stored in locked cabinets within our secured office premises. Electronic devices containing personal data are protected with strong passwords and encryption. We have clear procedures for the secure disposal of both digital and physical records when they're no longer needed.

Your Privacy Rights

Under Australian privacy law, you have several important rights regarding your personal information. We're committed to helping you exercise these rights in a timely and straightforward manner.

Access and Correction

You can request access to the personal information we hold about you. We'll provide this information in a clear, accessible format within 30 days of your request. If you identify any errors or outdated information, we'll correct it promptly and notify any third parties who received the incorrect information.

Deletion and Withdrawal

You can request deletion of your personal information, subject to our legal obligations to retain certain records. If you withdraw consent for marketing communications, we'll remove you from our mailing lists while retaining necessary information for any ongoing educational programs you're enrolled in.

Data Portability

Where technically feasible, we can provide your personal information in a structured, machine-readable format that allows you to transfer it to another service provider. This applies particularly to information you've directly provided to us, such as contact details and program preferences.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience and help us understand how our educational content is being used. Most of these technologies are essential for basic website functionality.

Essential Cookies

These cookies enable core website functionality such as secure login areas, form submissions, and maintaining your session as you navigate between pages. Essential cookies cannot be disabled if you want to use our online services effectively.

Analytics Cookies

We use analytics cookies to understand which educational content is most valuable to our visitors, how long people spend reading different sections, and where users encounter difficulties. This information helps us improve our course materials and website design.

Managing Cookie Preferences

You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality. Most modern browsers allow you to block third-party cookies while maintaining essential site functions.

Data Retention and Deletion

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve any disputes that may arise.

Educational Records

Information related to completed educational programs is typically retained for seven years after program completion. This allows us to provide transcripts, verify completion certificates, and meet our tax and business record obligations under Australian law.

Marketing and Communications

If you subscribe to our educational newsletters or marketing communications, we'll retain your contact information until you unsubscribe or we haven't had meaningful interaction for more than three years. We regularly clean our contact databases to remove inactive subscribers.

Website Analytics

Anonymous website usage data is typically retained for 26 months to help us identify long-term trends in how people use our educational resources. This retention period balances our need for meaningful analytics with privacy protection principles.

International Data Transfers

While zarifyrvionx primarily operates within Australia, some of our service providers may store or process data in other countries with strong data protection laws, such as the United States or European Union member states.

When international transfers occur, we ensure appropriate safeguards are in place. This includes selecting providers certified under recognized international privacy frameworks and implementing contractual protections that require the same level of privacy protection you would receive under Australian law.

We regularly review our international service providers to ensure they maintain adequate privacy protections and can demonstrate compliance with their privacy obligations.

Changes to This Privacy Policy

We review and update this privacy policy annually, or more frequently if significant changes occur in our data practices or legal requirements. When we make substantial changes, we'll notify you through our website and via email if you've provided contact information.

Minor updates, such as clarifying existing practices or updating contact information, may be made without individual notification. We encourage you to review this policy periodically, especially before enrolling in new educational programs or significantly changing how you interact with our services.

Previous versions of this policy are archived and available upon request for your reference.